/* Approved module concept. Scoped to the homepage; no JS needed. */
body[data-site-refinement] .header-top--with-facts .header-top__inner{display:grid;grid-template-columns:auto 1fr auto;column-gap:26px;row-gap:0}
.header-top--with-facts .header-top__left{grid-column:1;grid-row:1}
.header-top--with-facts .header-top__right{grid-column:3;grid-row:1}
.header-top--with-facts .header-top__right>span{display:block}
.header-facts{grid-column:2;grid-row:1;display:flex;justify-content:center;align-items:center;flex-wrap:wrap;gap:6px 0;padding:8px 0}
.header-top .header-facts a{padding:2px 14px;color:#e4eef7;font-size:12px;line-height:1.5;white-space:normal;text-decoration:none;border-left:1px solid #ffffff30}
.header-top .header-facts a:first-child{border-left:0}
.header-top .header-facts a:hover{text-decoration:underline;text-underline-offset:4px}
.header-top .header-facts a:focus-visible{outline:2px solid #e4c88d;outline-offset:3px}
@media(max-width:1100px){body[data-site-refinement] .header-top--with-facts .header-top__inner{grid-template-columns:1fr auto}.header-top--with-facts .header-top__right{grid-column:2}.header-facts{grid-column:1/-1;grid-row:2;border-top:1px solid #ffffff1a}}
@media(max-width:760px){body[data-site-refinement] .header-top--with-facts .header-top__inner{display:flex;flex-wrap:wrap;gap:0;justify-content:center}body[data-site-refinement] .header-top--with-facts .header-top__right{display:flex;justify-content:center;width:100%;font-size:11px;padding:0 0 6px}.header-facts{width:100%;padding:6px 0}.header-top .header-facts a{padding:2px 8px;font-size:11px}}
.home-modular{--hm-ink:#071e43;--hm-blue:#075bdd;background:#fff;color:var(--hm-ink);padding:0 0 36px}
.home-modular__stage{position:relative;isolation:isolate;overflow:hidden;background:#f5faff}
.home-modular__background{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:65% 50%;z-index:-2}
.home-modular__stage::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(255,255,255,.96),rgba(255,255,255,.84) 52%,rgba(255,255,255,.1))}
.home-modular__inner,.home-modular__paths{width:min(1320px,calc(100% - 40px));margin-inline:auto}
.home-modular__copy{padding:44px 0 48px;max-width:800px}
.home-modular__since{margin:0 0 24px;color:#425f83;font-size:15px;line-height:1.5}
.home-modular h1{margin:0;max-width:820px;color:var(--hm-ink);font-size:clamp(34px,4.6vw,66px);font-weight:700;line-height:1.08;letter-spacing:-.035em;text-wrap:balance}
.home-modular__lead{max-width:650px;margin:24px 0 0;color:#213e60;font-size:clamp(17px,1.65vw,22px);line-height:1.55}
.home-modular__actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.home-modular__button{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:54px;padding:14px 25px;border:1px solid #183e6a;border-radius:12px;background:rgba(255,255,255,.8);color:var(--hm-ink);font-size:16px;font-weight:600;line-height:1.4;text-decoration:none;transition:background .2s,box-shadow .2s}
.home-modular__button--primary{background:var(--hm-blue);border-color:var(--hm-blue);color:white}
.home-modular__button span{font-size:25px;line-height:1}
.home-modular__paths{display:grid;gap:16px;padding:0;margin-top:16px}
.home-modular__card{position:relative;isolation:isolate;overflow:hidden;display:flex;flex-direction:column;align-items:flex-start;min-width:0;min-height:244px;padding:26px;border-radius:24px;color:var(--hm-ink);text-decoration:none;background:#d9edff}
.home-modular__card--individuals{background:#ddf4e8}.home-modular__card--education{background:#fbe9d6}
.home-modular__card>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.home-modular__card::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(228,242,255,.96),rgba(228,242,255,.80) 39%,transparent 75%)}
.home-modular__card--individuals::after{background:linear-gradient(90deg,rgba(225,246,235,.97),rgba(225,246,235,.8) 39%,transparent 80%)}
.home-modular__card--education::after{background:linear-gradient(90deg,rgba(255,239,221,.97),rgba(255,239,221,.80) 39%,transparent 80%)}
.home-modular__card-copy{max-width:78%}
.home-modular__card h2{font-size:clamp(24px,2.25vw,32px);line-height:1.14;letter-spacing:-.025em;color:var(--hm-ink);margin:0 0 12px;font-weight:700;text-wrap:balance}
.home-modular__card p{margin:0;font-size:16px;line-height:1.5;color:#213e60;max-width:245px}
.home-modular__card{gap:26px;cursor:pointer}
.home-modular__card-action{display:inline-flex;align-items:center;justify-content:center;min-height:46px;max-width:100%;padding:11px 17px;border:1px solid #173b6333;border-radius:12px;background:#ffffffed;color:#082c59;font-size:15px;font-weight:600;line-height:1.4;margin-top:auto;text-align:center}
.home-modular__card:active .home-modular__card-action,.home-modular__card:focus-visible .home-modular__card-action{background:#082e60;border-color:#082e60;color:#fff}
.home-modular__card--business::after{background:linear-gradient(90deg,rgba(228,242,255,.98),rgba(228,242,255,.94) 48%,rgba(228,242,255,.2) 86%)}
.home-modular a:focus-visible{outline:3px solid #082e60;outline-offset:5px}
@media(hover:hover){.home-modular__button:hover{background:#eef5ff;box-shadow:0 4px 15px #06275912}.home-modular__button--primary:hover{background:#064cba;color:#fff}.home-modular__card:hover .home-modular__card-action{background:#082e60;border-color:#082e60;color:#fff}.home-modular__card:hover{box-shadow:inset 0 0 0 1px #082e6040}}
@media(min-width:700px){.home-modular__paths{grid-template-columns:1fr 1fr}.home-modular__card--business{grid-column:1/-1;min-height:230px}.home-modular__card--business>img{object-position:right 55%}.home-modular__card{min-height:270px}.home-modular__copy{padding:52px 0 56px}}
@media(min-width:1050px){.home-modular__inner,.home-modular__paths{width:min(1320px,calc(100% - 80px))}.home-modular__paths{grid-template-columns:1.2fr 1fr 1fr;gap:18px}.home-modular__card--business{grid-column:auto}.home-modular__card{min-height:282px;padding:30px}.home-modular__stage::after{background:linear-gradient(90deg,rgba(255,255,255,.8),rgba(255,255,255,.35) 48%,transparent 72%)}.home-modular__copy{padding:60px 0 64px}.home-modular__card-copy{max-width:90%}.home-modular__card p{max-width:220px}.home-modular__card>img{object-position:65% center}.home-modular__background{object-position:center 54%}}
@media(max-width:420px){.home-modular__button{width:100%}.home-modular__since{margin-bottom:20px}.home-modular__background{object-position:72% center}.home-modular__card-copy{max-width:78%}}
/* Keep the image and copy in one balanced frame on wide screens. */
@media(min-width:1050px){
  .home-modular{padding-top:20px}
  .home-modular__stage,.home-modular__paths{width:min(1440px,calc(100% - 80px));margin-inline:auto}
  .home-modular__stage{border-radius:28px}
  .home-modular__inner{width:calc(100% - 96px)}
  .home-modular__copy{padding:52px 0 56px}
}
.home-modular__card--business .home-modular__card-copy{max-width:90%}
.home-modular__card--business p{max-width:310px}
@media(prefers-reduced-motion:reduce){.home-modular a{transition:none}}
/* Preserve existing facts, but visually separate them from the new light hero. */
.home-modular+.home-ref16-facts{background:#fff;color:#113756;border-top:1px solid #e5edf3;padding:22px 0 30px}
.home-modular+.home-ref16-facts .home-ref16-facts__inner{border:0;padding-top:0}
.home-modular+.home-ref16-facts .home-ref16-facts__item{border-color:#dbe5ec}
.home-modular+.home-ref16-facts .home-ref16-facts__item strong{color:#123852;font-size:clamp(24px,2.5vw,34px)}
.home-modular+.home-ref16-facts .home-ref16-facts__item p{color:#526a7e}
/* Show the complete original portraits, including on hover and keyboard focus. */
.home-directors .home-director-card__photo{background:#eef2f5}
.home-directors .home-director-card__photo::after{display:none}
.home-directors .home-director-card__photo img,
.home-directors .home-director-card:hover .home-director-card__photo img,
.home-directors .home-director-card:focus-within .home-director-card__photo img{object-fit:cover;object-position:center 20%;transform:none;filter:none}